For Toronto/GTA, Brampton, Newmarket, Richmond Hill, Barrie, Mississauga, Pickering, Whitby, Oshawa, Woodbridge and Keswick contact Maurice Bramhall at 416-822-0096 or Toll-Free 1-866-532-3630 or Email: mauriceb@look.ca

For Oakville, Burlington, Milton, Hamilton, Beamsville, St. Catherines, Welland, Niagara Region and Guelph contact Dave Mckee at 905-616-0421 or Toll-Free 1-866-568-0883 or Email: dmckee10@cogeco.ca

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Maurice Bramhall & Associates offers a professional appraisal service for the valuation and appraisal of cars, motorbikes and trucks (stock or custom).

Our report is comprehensive and complies with the requirements of all insurance companies.

When discussing the insurance of your classic or special interest vehicle with your agent or insurance company, we suggest that you be clear that the type of policy and coverage is appropriate to your needs. The difference between a 19A and any other policy can be significant in the event of a loss.

A professionally prepared and presented appraisal or valuation report indicates to your insurance company the condition and current market value of your vehicle. This is a foundation for the settlement of any future dispute involving your vehicle and sets a value in the case of a total loss.

We offer:

· car, truck and motorbike valuations (stock or custom) for insurance purposes

· second opinion reports where the insured is disputing a “written off” vehicle valuation

· provincial sales tax valuation report for when a vehicle is being registered

· reports on value for purposes of divorce settlements, estates, and commercial purposes

Why have your classic or special interest vehicle appraised?

1. Modified Vehicle:

· Inform your insurer of the nature and quality of the modifications.

· Indicate a realistic current-market value or a replacement cost report.

· Document through photographs.

Modifications to body style and structure, mechanical changes, custom interior, and stereo installs.

2. Modern Vehicles:

· Establish a value for a rare unit, this may be rare to Canada, a dealer-only prepared unit, a vehicle from a custom builder or coachbuilder, a production unit customized by one of the performance/upgrading companies.

· A vehicle that, due to unusual circumstances, has exceptionally low mileage and well maintained condition. The normal trade value guides would not represent a realistic market value in these situations. Our report will set a value in line with actual condition in place of average market numbers in the customary guides.

3. Classic Cars, Trucks and Motor Bikes:

Many owners ask us for the definition of a “classic” or “vintage” vehicle. Many people use the 25 or 30-year markers as a definition. The only ramifications in real life that we can see for these markers are as follows:

· The Federal Customs Department does not charge import duties on parts and vehicles over 25 years of age.

· Insurance companies offer classic or special interest policies for vehicles over 25 or 30 years of age. Lant and Company offer a special interest policy for vehicles 15 years and older.

· Does a vehicle become more valuable when it reaches 25 years or 30 years of age? No! Market forces are the greatest factor in setting values.

· A rare vehicle is valuable because it is rare. Not true! Our standard example to illustrate these two misunderstandings is as follows; a 1965 Mustang is not a rare car., it was mass-produced (680,989 built) . A new one was $ 2,320.96 base, $4,000.00, loaded. Today any rust free example trade at 3-times these values and more, for vehicles with rare options or convertibles.

· In essence, a vehicle is valued on the following factors:

1. the quality of its overall condition and the workmanship, if it has been restored

2. is it a rare car that has enhanced market value because it is rare

3. if it is rare and desirable is there documentation to support its originality (sometimes referred to as provenance)

4. market value, is it desirable and are there buyers, whether a small or large group

Contact Maurice Bramhall at 416-822-0096 or Toll-Free 1-866-532-3630
or Email: mauriceb@look.ca